Elire Treasury Experience 2025 Treasury Trends Report

The Elire Treasury Experience 2025 Treasury Trends Report summarizes key findings from this year’s virtual conference focused on AI readiness, ISO 20022 migration, and API integration across treasury operations. Bringing together treasury, finance, and IT practitioners, the sessions explored how teams are navigating modernization while balancing compliance, security, and operational risk.

This report analyzes live poll results and attendee insights to benchmark where organizations stand in their adoption journey. Treasury teams reported rapid uptake of AI productivity tools but limited embedded automation within core treasury systems. ISO 20022 migration remains incomplete for most organizations, with hybrid MT and ISO environments continuing through transition phases. API adoption is accelerating as teams pursue visibility and real-time payment data, while SFTP remains an essential integration method for batch-oriented processes. 

The report offers practical recommendations to move forward with AI, streamline payment formats through structured ISO migration, and adopt hybrid API and SFTP integration strategies supported by observability, runbooks, and governance. Treasury leaders can use these insights to shape modernization roadmaps, reduce manual work, enhance visibility, and improve control over payment and integration workflows.